Which account is right for you? Click here for a helpful flow chart »

Contact our customer service department at (309) 526-8011, or stop by any one of our seven locations. Our friendly staff can help you choose!

Personal Checking Accounts

Rewards Checking

* Your nationwide ATM fee refunds up to $25.00 occur at the end of each statement cycle. ATM refunds up to $25.00 per statement cycle when requirements are met.

Regular Checking

  • No minimum balance requirement if under age 22
  • ATM card available with an approved application
  • VISA® debit cards are with approved application. Must be 18 or older to receive a debit card
  • Free online banking and e-statements
  • Imaged checks and deposits
  • Average daily balance of $250 avoids service fees
  • Unlimited deposits

NOW Checking

  • Earn interest
  • Unlimited check writing
  • Average daily balance of $1,000 avoids service fees
  • Click here for rates

Super NOW Checking

  • Tiered interest rates based on balance
  • Unlimited check writing
  • Average daily balance of $2,500 avoids service fee
  • Click here for rates

Golden Performance Club (62 & Older)

  • FREE checking with unlimited check writing
  • FREE online banking
  • Premium rate on Certificate of Deposit
  • Discounted rate on loans
  • Many FREE banking services
  • Click here to learn more!

Student Checking (22 & Younger)

  • No minimum balance requirement if under age 22
  • ATM Card Available with an approved application.
  • VISA® Debit cards are with approved application. Must be 18 or older to receive a debit card
  • Free Online banking and e-statements
  • Imaged checks and deposits