| Minimum Opening Balance |
$100 |
$1,000 |
$2,500 |
$2,500 |
Minimum Deposit to open is $1 |
| Unlimited Deposits |
Yes |
Yes |
Yes |
Yes |
Yes |
| Earn Interest |
No |
Yes |
Yes |
Yes |
Yes |
| VISA Business Debit Cards |
Available with Approved Application |
Not Available |
Not Available |
Not Available |
Not Available |
| FREE Digital Banking & eStatements |
Yes |
Yes |
Yes |
Yes |
Yes |
| Digital Banking Features |
- Secure access to balance & transactions
- Imaged checks & deposits
- 24 months of statement history
- Transfer funds & make loan payments
|
| Bill Pay |
Yes - $10 Monthly Fee |
No |
No |
No |
No |
| Zero-To-Low Service Fees |
- An average daily balance of $100 avoids a $5 service fee
- During any statement cycle, if the average daily balance is at least $100 but less than $250 the account will be subject to a $4 service fee
|
- An average daily balance of $1,000 avoids a service fee
- An average daily balance <$500 has a $5 service fee
- An average daily balance between $500 to $1,000 has a $3 service fee
|
|
- An average daily balance of $100 avoids a $5 service fee
- During any statement cycle, if the average daily balance is at least $100 but less than $250 the account will be subject to a $4 service fee
|
- An average daily balance of $100 avoids a $5 service fee
|
| Zero-To-Low Debit Transaction Fees |
- During any statement cycle, if the account falls below the average monthly balance of $250 and also exceeds 30 debits, the account will be charged $0.10 per debit.*
|
- No limit on withdrawals per monthly statement cycle.
- During any statement cycle, if the account falls below the average monthly balance of $1,000 the account will be charged $0.10 per debit.*
|
- No limit on withdrawals per monthly statement cycle.
- During any statement cycle, if the account falls below the average monthly balance of $2,500 the account will be charged $0.10 per debit.*
|
- Limit of six (6) withdrawals or transfers per monthly statement cycle.
- During any monthly statement cycle, if the debits exceed six (6) the account will be charged $5 per debit.*
|
- Limit of six (6) withdrawals or transfers per calendar month.
- During any quarterly statement cycle, if the account falls below the average daily balance of $100 and also exceeds thirteen (13) debits, the account will be charged $1 per debit.*
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