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Mobile and Online Banking

At BankORION, personal banking is a true partnership. BankORION's Digital Banking platforms are free and completely secure. Manage your money easily with digital banking accessible online through our website and mobile app. To get started, you will need to have an existing account with us and enroll in online banking once. For assistance, visit your nearest branch or contact us with any questions.

Digital Banking

By enrolling in BankORION's Online Banking, customers can check balances and transactions, view up to 24 months of statements, transfer funds, access loans, pay bills, deposit checks, and send money with services like Zelle® anytime, anywhere. As a trusted, FDIC‑insured community bank, BankORION blends modern digital convenience with the personal guidance of local experts. Our secure, user‑friendly online and mobile banking tools make managing your finances simple and reliable, backed by responsive support and a long‑standing commitment to the communities we serve. With BankORION, you get a personalized digital banking experience you can depend on.

Online Banking

The latest upgrade to BankORION's Online Banking platform includes the following features:

  • Introducing A More Customizable Landing Homepage
    • View up to nine accounts on your homepage, so your financial picture is clearer and easier to manage.
    • Important widget tools are now front and center on your homepage making everyday banking faster and more intuitive.
    • Organize, sort, filter, and personalize what widgets you see, and turn features on or off based on what matters most. 
    • Any favorites you’ve already set up are automatically saved and available in your custom views.
  • Widget Enhancements
    • Your Spendable Balance now shows category spending, helping you track where your money is going and stay on budget.
    • Stay one step ahead with new alerts that let you know when spending approaches your set limits or when business approvals need attention, saving you time and effort.
    • Quickly see scheduled, recent, and recurring transfers in one convenient place. You can now switch between personal and business accounts to view transfers.

    Enroll In Online Banking

    The Digital platform for Online Banking and our Mobile App has streamlined features and a Personal Financial Management tool that will help make your banking easy.

    With BankORION's Online Banking, there's no monthly fee with our Rewards Checking account! Our system is secure and you'll have access to your account balances and transactions. You can look up the last 24 months of statement history, transfer funds, make loan payments, review imaged checks and enroll in E-Statements.

    Online Banking offers convenient access to your financial information 24-hours a day, 7 days a week. From simple online reporting to a full cash management solution for your business, Online Banking offers powerful tools to get the job done.

    With Online Banking, you can save time, improve your cash flow, and streamline your cash management procedures all in a fully secure environment.

    • View Account Balances
    • Detailed Transaction Histories
    • Schedule Payments
    • Pay Taxes
    • Transfer Funds
    LIABILITY FOR UNAUTHORIZED USE:

    You must notify BankORION immediately if you believe your user ID or password has become known to an unauthorized person or if an unauthorized transaction has occurred involving your account. Contact us immediately at 309.526.8011 to keep your possible losses to a minimum. If you believe that an unauthorized transfer or payment may have occurred, we may require you to sign an affidavit.

    If you tell us within two banking days after you learn of a loss or error, you can lose no more than $50.00 if an unauthorized person used your user ID or password without your permission to process a transaction.

    External Transfers

    Now you can move money into your BankORION accounts easier, with External Transfers. You can submit or receive funds from your consumer account at another (external) Financial Institution through BankORION's online banking platform. Here are the steps to complete a consumer external transfer:

    1. Log into your account through BankORION's online banking platform.
    2. Click the 'Transfers' tab on the menu bar.
    3. If you are new to External Transfers, click the 'Add External Transfer Account' option.
    4. Read the Terms and Conditions, then click 'Accept.'
    5. Provide the account information. Then click 'Submit.' The External Transfer has been requested.
    6. Validate the transfer request. You will need to validate the two micro-deposits posted to your consumer account at the external Financial Institution by clicking the 'Contact Us' link and choosing 'Validate External Transfer Account.' Then click the 'All Settings and Services' page. Confirm the External Transfer Account, by clicking 'Submit.'
    7. Click 'Schedule Single Transfer.'
    8. Fill in the account information, then click 'Transfer.'
    9. If the information is correct, then click 'Schedule Transfer.'
    10. Congratulations! You just scheduled a Transfer, click 'Done.'

    Bill Pay Enrollment Form

    Features:

    • Pay bills from 3 different BankORION checking accounts
    • Set up bill pay reminders
    • Receive and view e-bills
    • Keep track of paid bills
    • Schedule next day or future payments
    • View and cancel payments
    • Pay a bill overnight for a $14.95 fee per use

    Securities & Guarantees:

    • Privacy and security safeguards to protect against unauthorized transactions
    • System automatically sends an email notification anytime a new biller is added or biller information is changed
    • Risk-free guarantee that your bills will be paid correctly and on time**

    ** CheckFree® will pay your late fees up to $50 as long as the transaction is scheduled in accordance with Bill Pay guidelines. Bill Pay checks may take up to 14 days for delivery.

    Online Banking Passcode Reset

    Do you need to reset your passcode? Here are 4 easy steps to take to reset your passcode:

    Click the "Reset Your Passcode" button above. This will take you to our secure online banking platform to change your passcode information.

    1. Validate your account. Here you will input your Access ID, Primary Email Address and the last four digits of your SSN or TaxID. 
    2. Answer your security question. 
    3. Deliver a temporary passcode through your email or phone. 
    4. Reset your passcode and hit submit!

    After Hours Support

    If you need Digital Banking after hours support, please contact our support center at 1.800.971.2918. The after hours Digital Banking support number will be available the following hours:

    • Monday - Friday: 4:30 PM to 8:00 AM the following day.
    • Saturday - Sunday: 12:00 PM on Saturday through 8:00 AM on Monday.

    Mobile Banking

    Mobile App

    Our most recent upgrade introduced the following updates:

    • A modern design and interface with enhanced widget functionality and a more personalized homepage.
    • View up to nine accounts at once for a better financial snapshot
    • Enjoy simpler navigation with key widget tools front and center
    • Customize your overview page dashboard by sorting, filtering, or turning widgets on and off
    • All favorites are automatically saved and appear in your custom views
    • Get enhanced Spendable Balance insights with category spending
    • Set new alerts for when you're spending nears limits you set or when business approvals need attention
    • Manage scheduled, recent, and recurring transfers in one place, with easy switching between personal and business accounts

    The platform for Online Banking and our Mobile App has streamlined features and a Personal Financial Management tool that will help make your banking easy. With mobile banking and the BankORION Mobile App for iPhone and Android, from your mobile phone anytime, anywhere you can access:

    • Account balances
    • Account summaries
    • Account transaction history
    • Bill Pay
    • Zelle® - Person to Person Payments
    • Check bank locations and hours
    • Mobile check deposit
    • Transfers
    • View check images & statements
    • Mobile wallet - Apple Pay, Samsung Pay and Google Pay available with a BankORION debit card
    • Tag your transactions
    • Expense tracker
    • Spending trend
    • Spend summary
    • Open an account


    Mobile Deposit

    Mobile check deposit is a feature of the BankORION mobile app that allows you to make check deposits using your iPhone or Android smart phone to your personal account. With mobile deposit, you can deposit a check using an Apple iPhone running iOS 5.0 or later and an Android smartphone running OS 2.3 or later. In addition, you’ll need a wireless internet connection.

    • Mobile Deposit is a FREE service for consumers or retail customers.
    • All deposits are subject to verification and can be adjusted upon review.  Please keep your paper check for thirty (30) days after the funds are posted to your account. 
    • Cutoff time for submitting deposits Monday – Friday is 4:00 p.m. CST
    • BankORION Mobile Deposit is subject to Digital Banking Terms and Conditions.
    • Message and data rates may apply. Please check with your communications service provider for access rates, texting charges, and other applicable fees.

    Business Mobile Deposit

    Commercial and business mobile deposit is here! Deposit your company's business checks from the BankORION iPhone or Android App.

    • The first 10 check deposits per month are FREE.
    • Any additional deposits per month are $1.00 each. 
    • All deposits are subject to verification and can be adjusted upon review.
    • Please keep your paper check for thirty (30) days after the funds are posted to your account. 
    • Cutoff time for submitting deposits Monday – Friday is 4:00 p.m. CST
    • BankORION Mobile Deposit is subject to Digital Banking Terms and Conditions.
    • Message and data rates may apply. Please check with your communications service provider for access rates, texting charges, and other applicable fees.

    eStatements

    Are you buried in paper? Great news! You can now get away from all that paperwork mess and sign up for eStatements! These statements are electronic and are available 24/7 in your mobile app or online banking website. See below for details on how to enroll for eStatements.

    GREEN...

    eStatements are good for the environment. They literally save tons of paper. Which means fewer trees need to be harvested and less energy needs to be used to make the paper. Choosing eStatements is something easy you can do, that really is Earth-friendly.

    FAST...

    You get your statement sooner, because online delivery eliminates delays sometimes found with postal mail delivery.

    SIMPLE...

    eStatements eliminate the clutter of paper statements and allow you to store and retrieve past statements right on your hard drive.

    SECURE...

    Identity Theft experts actually recommend electronic statements. Why? Because most identity theft occurs through the mail or improperly discarded paper documents containing sensitive information. eStatements simply protect your information better than paper statements.

    FREE...

    It costs you nothing to switch to eStatements — and to have access to every transaction in your account, including check images, right at your fingertips.

    Enroll today, and discover all the advantages of eStatements. Simply log into Online Banking, and click on the 'Welcome' tab, then choose, 'All Services and Settings' to enroll for eStatements. You will click on 'View Statements' and then click the 'Electronic Statement Delivery' button to opt in.

    New to Online Banking?

    Mobile Wallet

    BankORION offers Google Pay, Apple Pay® and Samsung Pay!

    • Quick, easy, convenient purchases
    • No cards, no checks, no wallet, just your smart phone
    • Can be registered to your BankORION VISA® Debit Card
    • It’s secure! Your real card number is never used from your phone. For added security on some smart phones, enable the fingerprint/Touch ID security feature.
    • Use at participating merchants in store, on apps or online. Look for these icons:
    Apply Pay. Google Pay, Samsung Pay

    * Although mobile wallet is provided by BankORION free of charge, you may be charged access rates depending on your mobile carrier. Web access is needed to use mobile wallet. Check with your service provider for details on specific fees and charges.

    Google, Google Pay, and the Google Pay Logo are trademarks of Google Inc. Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, and Apple Watch are trademarks of Apple Inc. ©2017 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Gear, Galaxy S, and Gear S (and other device names) are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Samsung Pay is available on select Samsung devices.

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    Bright Spots In Customer Satisfaction

    Love Banking Here! I use 3 of their locations on a regular basis and each one I go to is great. They know me every time I walk in and help me with any issues I have. Hopefully they will get a Muscatine location soon!
    Jake B.