Certificate of Deposit
Not sure which account is right for you? A certificate of deposit is a secure and safe way to save your money. We encourage a minimum of $500 deposit to open a CD. Here are some benefits of CDs:
- Competitive rates and flexible terms
- Bonus rates available with an investment of $25,000 or more
Online account opening is now available for CDs. Click the button below to open your account today.
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Enjoy 5.00% APY* for 11 Months or 4.85% APY* for 15 Months.
- Starts October 24, 2023.
- *APY = Annual Percentage Yield. APY accurate as of October 24, 2023. APY interest paid semiannually.
- $1,000.00 minimum opening deposit
- CD Automatically renewable for 24 months at the rate in effect at that time.
- Not available for institutional funds. A penalty may be assessed for early withdrawal. Fees could reduce earnings. Offer subject to management's discretion and may be canceled at any time.
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Our Sprout Savers CD is a great alternative to savings bonds. This CD is for customers 18 years and younger. This CD does require an adult joint owner with two signatures for withdrawal.
- Minimum $20 deposit to open
- Starter savings for customers 18 and younger (3 per minor)
- Deposits in increments of $20
- Certificates available in 12, 24 or 36 month terms
- Automatically renewable
- Gift receipt available
- Redeemable with no penalty within 10 days of each maturity or any time after the minor reaches 18
- Maximum balance of $50,000