Rates for Personal Accounts

The interest rates and annual percentage yields stated below are accurate as of

Statement Savings Account

Balance	Interest Rate	APY*
$0-$2,499	.05	.05
$2,500-$24,999	.10	.10
$25,000 or More	.10	.10

$100 minimum to open. *Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Health Savings Account

Balance	Interest Rate	APY*
$100 Minimum deposit to open.	.10	.10

$100 minimum to open. Simple interest. *Rates may change after the account is open. *APY = Annual Percentage Yield.

NOW Checking

Balance	Interest Rate	APY*
$1,000 Minimum deposit to open.	.10	.10

$100 minimum to open. *Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Super NOW Checking

Balance	Interest Rate	APY*
0 -$2,499	.05	.05
$2,500 - $24,999	.15	.15
$25,000 - $499,999	.25	.25
$500,000 or more	.35	.35

$100 minimum deposit to open. *Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Money Market

Deposit	Interest Rate	APY*
0 - $2,499	.05	.05
$2,500 - $24,999	.15	.15
$25,000 - $49,999	.20	.20
$50,000 - $99,999	.25	.25
$100,000 - $499,999	.30	.30
$500,000 +	.35	.35

$100 minimum deposit to open. ++Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Retirement Accounts

Terms (Months)	Interest Rate	APY*
24	.90	.90
30	1.00	1.00
36	1.10	1.10
48	1.20	1.20
60	1.30	1.30

*APY = Annual Percentage Yield. Substantial penalty for early withdrawal of all Certificates of Deposit (CDs) except for some IRA CDs. If you withdraw some of the funds before maturity, the interest rate for the remaining funds in your CD may be reduced to the current applicable CD rate.

CD Rates

Minimum Deposit to Open	Terms (Months)	Interest Rate	APY*
$500	7-31 days	.30	.30
$500	3	.40	.40
$500	6	.50	.50
$500	12	.60	.60
$500	18	.65	.65
$500	24	.70	.70
$500	30	.80	.80
$500	36	.90	.90
$500	48	1.00	1.00
$500	60	1.10	1.10

* APY = Annual Percentage Yield. Substantial penalty for early withdrawal of all Certificates of Deposit (CDs) except for some IRA CDs. If you withdraw some of the funds before maturity, the interest rate for the remaining funds in your CD may be reduced to the current applicable CD rate.

Minimum Deposit to Open	Terms (Months)	Interest Rate	APY*
$25,000	7 - 31 days	.40	.40
$25,000	3	.50	.50
$25,000	6	.60	.60
$25,000	12	.80	.80
$25,000	18	.85	.85
$25,000	24	.90	.90
$25,000	30	1.00	1.00
$25,000	36	1.10	1.10
$25,000	48	1.20	1.20
$25,000	60	1.30	1.30

* APY = Annual Percentage Yield. Substantial penalty for early withdrawal of all Certificates of Deposit (CDs) except for some IRA CDs. If you withdraw some of the funds before maturity, the interest rate for the remaining funds in your CD may be reduced to the current applicable CD rate. For CDs opened through our online account opening service the APY earned will be the same as those listed above for CDs with a minimum deposit to open of $500.