Rates
The interest rates and annual percentage yields stated below are accurate as of
Statement Savings Account
| Balance |
Interest Rate |
APY** |
| 0-$2,499 |
.10 |
.10 |
| $2,500-$24,999 |
.10 |
.10 |
| $25,000 or More |
.10 |
.10 |
Compounded quarterly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.
Christmas Club
| Balance |
Interest Rate |
APY* |
| $1 Minimum deposit to open. |
.10 |
.10 |
Simple interest.
NOW Checking
| Balance |
Interest Rate |
APY** |
| $1,000 Minimum deposit to open. |
.10 |
.10 |
Compounded monthly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.
Super NOW Checking
| Balance |
Interest Rate |
APY** |
| 0 -$2,499 |
.10 |
.10 |
| $2,500 - $24,999 |
.15 |
.15 |
| $25,000 - $499,999 |
.20 |
.20 |
| $500,000 or more |
.25 |
.25 |
$2,500 minimum deposit to open. Compounded monthly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.
Money Market
| Deposit |
Interest Rate |
APY** |
| 0 - $2,499 |
.10 |
.10 |
| $2,500 - $24,999 |
.15 |
.15 |
| $25,000 - $49,999 |
.20 |
.20 |
| $50,000 - $99,999 |
.25 |
.25 |
| $100,000 - $499,999 |
.30 |
.30 |
| $500,000 + |
.35 |
.35 |
$2,500 minimum deposit to open. Compounded monthly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.
Retirement Accounts
| Terms (Months) |
Interest Rate |
APY* |
| 24 |
1.70*** |
1.70*** |
| 30 |
1.80*** |
1.81*** |
| 36 |
1.85*** |
1.86*** |
| 48 |
1.90*** |
1.91*** |
| 60 |
2.10*** |
2.11*** |
CD Rates
| Minimum Deposit to Open |
Terms (Months) |
Interest Rate |
APY* |
| $500 |
7-31 days |
.25 |
.25 |
| $500 |
3 |
.40 |
.40** |
| $500 |
6 |
.70 |
.70*** |
| $500 |
12 |
1.40 |
1.40*** |
| $500 |
18 |
1.50 |
1.50*** |
| $500 |
24 |
1.60 |
1.60*** |
| $500 |
30 |
1.70 |
1.71*** |
| $500 |
36 |
1.75 |
1.76*** |
| $500 |
48 |
1.80 |
1.81*** |
| $500 |
60 |
2.00 |
2.01*** |
| Minimum Deposit to Open |
Terms (Months) |
Interest Rate |
APY* |
| $10,000 |
7 - 31 days |
.25 |
.25 |
| $10,000 |
3 |
.40 |
.40 |
| $10,000 |
6 |
.70 |
.70 |
| $10,000 |
12 |
1.40 |
1.41 |
| $10,000 |
18 |
1.50 |
1.51 |
| $10,000 |
24 |
1.60 |
1.61 |
| $10,000 |
30 |
1.70 |
1.71 |
| $10,000 |
36 |
1.75 |
1.76 |
| $10,000 |
48 |
1.80 |
1.81 |
| $10,000 |
60 |
2.00 |
2.02 |
| Minimum Deposit to Open |
Terms (Months) |
Interest Rate |
APY* |
| $25,000 |
7 - 31 days |
.35 |
.35 |
| $25,000 |
3 |
.50 |
.50 |
| $25,000 |
6 |
.80 |
.80 |
| $25,000 |
12 |
1.50 |
1.51 |
| $25,000 |
18 |
1.60 |
1.61 |
| $25,000 |
24 |
1.70 |
1.71 |
| $25,000 |
30 |
1.80 |
1.81 |
| $25,000 |
36 |
1.85 |
1.87 |
| $25,000 |
48 |
1.90 |
1.92 |
| $25,000 |
60 |
2.10 |
2.12 |
* APY is Annual Percentage Yield
* Compounded Monthly
** Compounded Quarterly
*** Compounded Semiannually
Substantial penalty for early withdrawal of all Certificates of Deposit (CDs) except for some IRA CDs If you withdraw some of the funds before maturity, the interest rate for the remaining funds in your CD may be reduced to the current applicable CD rate.