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Rates

The interest rates and annual percentage yields stated below are accurate as of

Statement Savings Account

Balance Rate APY**
0-$2,499 .10 .10
$2,500-$24,999 .10 .10
$25,000 or More .10 .10

Compounded quarterly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Christmas Club

Balance Rate APY*
$1 Minimum deposit to open. .10 .10

Simple interest. 

NOW Checking

Balance Rate APY**
$1,000 Minimum deposit to open. .10 .10

Compounded monthly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Super NOW Checking

Balance Rate APY**
0 -$2,499 .10 .10
$2,500 - $24,999 .15 .15
$25,000 - $499,999 .20 .20
$500,000 or more .25 .25

$2,500 minimum deposit to open. Compounded monthly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Money Market

Deposit Rate APY**
0 - $2,499 .10 .10
$2,500 - $24,999 .15 .15
$25,000 - $49,999 .20 .20
$50,000 - $99,999 .25 .25
$100,000 - $499,999 .30 .30
$500,000 + .35 .35

$2,500 minimum deposit to open. Compounded monthly. **Rates may change after the account is open. Fees may reduce earnings. APY = Annual Percentage Yield.

Retirement Accounts

Terms (Months) Rate APY*
24 1.15*** 1.15***
30 1.15*** 1.15***
36 1.30*** 1.30***
48 1.60*** 1.61***
60 2.00*** 2.01***

CD Rates

Minimum Deposit to Open Terms (Months) Rate APY*
$500 7-31 days .15 .15
$500 3 .20 .20**
$500 6 .40 .40***
$500 12 .90 .90***
$500 18 .95 .95***
$500 24 1.10 1.10***
$500 30 1.10 1.10***
$500 36 1.20 1.20***
$500 48 1.50 1.50***
$500 60 1.90 1.91***

Minimum Deposit to Open Terms (Months) Rate APY*
$10,000 7 - 31 days .15 .15
$10,000 3 .20 .20
$10,000 6 .40 .40
$10,000 12 .90 .90
$10,000 18 .95 .95
$10,000 24 1.10 1.10
$10,000 30 1.10 1.10
$10,000 36 1.20 1.21
$10,000 48 1.50 1.51
$10,000 60 1.90 1.92

Minimum Deposit to Open Terms (Months) Rate APY*
$25,000 7 - 31 days .30 .30
$25,000 3 .35 .35
$25,000 6 .45 .45
$25,000 12 1.00 1.00
$25,000 18 1.05 1.06
$25,000 24 1.15 1.16
$25,000 30 1.15 1.16
$25,000 36 1.30 1.31
$25,000 48 1.60 1.61
$25,000 60 2.00 2.02

* APY is Annual Percentage Yield

* Compounded Monthly
** Compounded Quarterly
***Compounded Semiannually

Substantial penalty for early withdrawal of all Certificates of Deposit (CDs) except for some IRA CDs If you withdraw some of the funds before maturity, the interest rate for the remaining funds in your CD may be reduced to the current applicable CD rate.