Rewards Checking

  • Earn 1.51% APY* on balances up to $15,000. No minimum balance to earn rewards
  • Or Earn 0.01% APY* if qualifications are not met
  • Free Checking
  • Free Bill Pay
  • FREE ATMs** nationwide
  • Post and settle 10 Check Card Transaction within the statement cycle^
  • Enroll and receive electronic statements, must be registered for digital banking^
  • Access digital banking at least one time during the qualification cycle^

Rewards calendar

Online account opening is now available for the Rewards Checking account. Click the button below to open your account today.


^Please note that debit card transactions do not always post and clear on the day of purchase. Debit card transactions must post and clear your account within the statement cycle. It is recommended that you do not wait until the end of the cycle to make your debit card transactions, as they may not be posted in a timely manner. To meet the Rewards Checking requirements you must access your BankORION Digital Banking at least once during the qualification cycle. The qualification cycle is the period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. Should the statement cycle end on a Saturday, Sunday or Federal Holiday the qualification cycle will end two business days prior to the close of the current statement cycle.

*Annual Percentage Yield (APY) accurate as of 10/18/2021. Minimum to open account is $100. Rate tiers are as follows: Reward Rates 1.51% APY applies to balances of $.01 - $15,000 and 0.10% APY paid on balances over $15,000 as long as qualifications are met each cycle. The APY for accounts with balances over $15,000 will range from 1.51% to 0.10%. Base Rate 0.01% APY will be earned on all balances if qualifications are not met. All balances will earn 1.51% APY to 0.10% APY as long as qualifications are met. A Rewards Checking Calendar is located on the following website: Please review this calendar to determine the monthly statement cycle. Rates may change after the account is opened. Fees may reduce earnings. Consumer purposes only. No monthly account maintenance fees. No Bill Pay Fee. Limit two Rewards Checking Accounts per household.

**ATM fee refunds up to $25 per cycle when qualifications are met.