Rates

Deposit Accounts

The interest rates and annual percentage yields stated below are accurate as of 07/24/2017.
Please call (877) 526-8011 to obtain current information.

Interest Rate APY*
Statement Savings Account  (Compounded Quarterly)
0 -$2,499 .10 .10
$2,500 - $24,999 .10 .10
$25,000 or More .10 .10
Christmas Club  $1 Minimum deposit to open. (Simple Interest) .10 .10
Rewards Checking  $100 Minimum deposit to open. (Compounded Monthly )    
If the qualification cycle requirements* are met on daily balance from $0.01 through $15,000.   2.00
If the qualification cycle requirements* are met on daily balance above $15,000.
The APY for accounts with balances over $15,000 will range from 2.00% to 0.48%
  .25
 Amount paid if the qualification cycle requirements* are not met.   .10
* Requirements to earn e-rates, perform the following each cycle: post and clear 10 check card purchases within the qualification cycle. Receive Electronic Statements and Access Online Banking at least one time during the qualification cycle. ATM Refunds up to $25.00 per qualification cycle when requirements are met.  ATM transaction fees will be refunded and credited to the account on the first business day of the next qualification cycle.  Free Bill Pay.    
Regular NOW  $1,000 Minimum deposit to open. (Compounded Monthly) .10 .10
Super NOW  $2,500 Minimum deposit to open. (Compounded Monthly)
0 -$2,499 .10 .10
$2,500 - $24,999 .15 .15
$25,000 - $499,999 .20 .20
$500,000 or more .25 .25
Money Market  $2,500 Minimum deposit to open. (Compounded Monthly)
0 -$2,499 .10 .10
$2,500 - $24,999 .15 .15
$25,000 - $49,999 .20 .20
$50,000 - $99,999 .25 .25
$100,000 - $499,999 .30 .30
$500,000 or More .35 .35
Retirement Accounts  (Compounded Semiannually)
24 Month .60 .60
30 Month .70 .70
36 Month .75 .75
48 Month 1.20 1.20
60 Month 1.30 1.30

Rates may change after the account is open. Fees may reduce earnings.

* APY is Annual Percentage Yield

CD Rates

The interest rates and annual percentage yields stated below are accurate as of 07/24/2017.
Please call (877) 526-8011 to obtain current information.

$500 Minimum
(Deposit to Open)
$10,000 Minimum
(Deposit to Open)
Compounded Monthly
$25,000 Minimum
(Deposit to Open)
Compounded Monthly
Certificates Interest Rate APY* Interest Rate APY* Interest Rate APY*
7-31 days .15 .15 .15 .15 .25 .25
3 Month .20 .20** .20 .20 .30 .30
6 Month .20 .20*** .20 .20 .30 .30
12 Month .40 .40*** .40 .40 .50 .50
18 Month .45 .45*** .45 .45 .55 .55
24 Month .50 .50*** .50 .50 .60 .60
30 Month .60 .60*** .60 .60 .70 .70
36 Month .65 .65*** .65 .65 .75 .75
48 Month 1.10 1.10*** 1.10 1.10 1.20 1.21
60 Month 1.20 1.20*** 1.20 1.21 1.30 1.31

* APY is Annual Percentage Yield
** Compounded Quarterly
***Compounded Semiannually

Substantial penalty for early withdrawal of all Certificates of Deposit (CDs) except for some IRA CDs If you withdraw some of the funds before maturity, the interest rate for the remaining funds in your CD may be reduced to the current applicable CD rate.