Consumer Services
Personal Loans
Home Loans—Purchases
Whether you want to refinance, buy, or build a new home, we have a mortgage that will work for you. Repayment plans are very flexible with both fixed rate and balloon mortgages with amortization periods up to 30 years. Competitive rates and flexible terms. Amortize up to 30 years. Fixed, ARM & Balloon rates. Low and no down payment options. No prepayment penalty.
| Current Interest Rates Date of effect: 6/25/08 |
First mortgage, owner-occupied loans up to $275,000. Annualized percentage rate (APR) includes interest, certain fees and points applicable according to federal law. These rates are updated weekly on Wednesdays. Actual interest rates may change daily. Annual percentage rates are estimates for a $70,000 loan and quoted points. These rates have been compiled by Crowe & Associates, Inc. |
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| FIXED 15 YEAR | FIXED 30 YEAR |
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| Actual | APR | Points | Actual | APR | Points | ||
| 6.250 | 6.388 | .000 | 6.500 | 6.580 | .000 | ||
HELOC
Competitive interest rates. Monthly interest-only payments. Funds can be drawn and principal re-paid at the customer’s discretion. Interest may be tax deductible (consult your tax advisor).
Home Construction Loans
Fixed Rate. Multiple advance note up to nine months to complete project. Monthly interest only payments. Low fees.
Reserve Line of Credit
Revolving line of credit with no maturity. Automatically transfers funds when an overdraft occurs. Small annual fee. A standard loan application is required.
Auto Loans
For purchase of a car, motorcycle, boat or RV. Also used to refinance an existing loan. Competitive features with flexible terms. Automatic debit payment plans available from a BankORION account. No prepayment penalty.
Secondary Market Loans
Deb Hinds
309-764-8811
Contact Deb for information on the following:
- Illinois Housing First Time Home Buyers Programs
- Conventional Financing
5301 - 44th Avenue Drive
Moline, IL 61265
309-764-1863, fax
