Consumer Services

Checking Accounts

Free Rewards Checking - Click here for details >Rewards Checking

Free checking with CD-like rates, plus FREE ATMs* nationwide. To Earn E-Rates post and clear 10 check card purchases, receive electronic statements and access online banking. Click here to learn more!

*Your nationwide ATM fee refunds up to $25.00 occur at the end of each statement cycle. ATM refunds up to $25.00 per statement cycle when requirements are met.

Regular CheckingRegular Checking

An average daily balance of $250 is required in order to avoid a service fee.

NOW CheckingNOW Checking

Earn interest with unlimited check writing. Maintaining an average daily balance of $1,000 avoids service fees. Click here for rates.

Super NOW CheckingSuper NOW Checking

Tiered interest rates based on balance with unlimited check writing. Requires an average daily balance of $2,500 to avoid service fees. Click here for rates.

Student CheckingStudent Checking—22 & under

No minimum balance requirements.

Golden Performance ClubGolden Performance Club

Customers age 62 and older receive great benefits with no monthly fee on checking. Earn interest, premium rate on a CD and more.

  • Monthly Maintenance Fee
    • Unlimited check writing
    • No monthly fee on checking account
  • FREE Checks
    • Star Performance Checks
      (Limit of one box per order)
  • Two (2) free internal telephone transfers between BankORION checking and saving for the Golden Performance Club account. Transfers must be made by phone.
  • FREE Notary Service
  • FREE Online Banking –
  • FREE Visa® Check Card
    • Make purchases worldwide at participating Visa® merchants
    • Use ATMs nationwide
  • FREE Preprinted Savings, Withdrawal & Deposit Tickets
  • FREE Services
    • Annual limit:
      1—Cashier’s Check
      1—Money Order
      1– License Sticker Premium
  • Certificate of Deposit Rate
    • 1/4% premium on a new or renewed Certificate of Deposit
    • $500 minimum opening balance
    • May be used once during the calendar year
    • May not be used with any other CD promotion
  • Discounted Loan Rate
    • 1/2% discount on a new consumer loan with approved credit application
    • May not be used with any other discount offer
    • Loan must be in the Golden Performance Club member’s name
  • Choice of Statement Delivery
    • Image Paper Statement with free binder
    • Electronic Statement delivery (Checking & Savings Accounts) – Learn More »