Online Banking

To learn more about Online Banking, click on the images below to visit our New Online Banking Educational Center.

Online BankingOnline Bill PayPopmoney - The fast and easy way to send money.
Enhanced Online SecurityIdentity Theft Prevention

Now you can have 24-hour Access to real-time account information with BankORION online banking. Online Banking is convenient, easy to use and more secure than ever.

Welcome

BankORION Online Banking service is a convenient, easy way to keep track of all your accounts, quickly obtain balance inquiries, pay bills, view account histories, and more!

Through a computer with Internet Access, this online banking service allows you to:

  • View account balances, check images and history
  • 24-hour access to checking, savings loans and CDs
  • Export history to financial software or spreadsheets
  • Transfer funds between accounts
  • Pay bills electronically
  • Request stop payments
  • Send and receive secure messages

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First Steps First

Getting started is as simple as getting online and visiting our web site at www.bankorion.com.

  • Access BankORION's web site at www.bankorion.com or make the process even easier by making this web site your starting or home page.
  • Click on the words "Online Banking" or click on the "Online Enrollment" button on BankORION home page.
  • Submit your signed online enrollment by fax or US mail. Within a few days, you will receive 2 letters with your log on information.

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Fees for the Online Banking Service

The Online Banking service is available to our existing consumer and business account customers at no monthly charge for all the account information services and transfers, with the exception of the Bill-Payment feature. The Bill-Payment feature is an optional service for all checking accounts. You must specifically request to have this service added. The Bill-Payment service has a monthly flat fee of $5.00 per "Bill Pay" account, for an unlimited number of payments on each account that has been enabled for the service. The monthly fee will be charged in addition to any other fees associated with the account and the charge will show on your monthly statement. Commercial customers using "Commercial Services" such as ACH Origination will also have fees associated with this feature.  Bill pay fees for "Commercial Customers" is $10.00 per month.

An authorization form must be signed in order to receive bill pay services on a checking account.  You may receive your form by contacting our Customer Service Department at 877-526-8011.

If a check is returned NSF through our bill pay system the fee for a returned check is $25.00.

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Payment Center

Keeping track of payments is easy with the Payment Center. From the Payment Center you can:

  • Pay bills from different accounts, keep track of available balances, conveniently schedule and make payments, and view new e- bills in the Pay Bills module.
  • See what bills need to be paid and set up helpful reminders in the "Bill Reminders module."
  • View what payments are currently scheduled and easily cancel payments in the Pending Payments module.
  • Keep track of the bills you have recently paid and link to an in- depth bill history to view payments made in the last six months in the Recent Payments module.

Add a Bill

A biller is any person or company to which you make payments, such as utility providers, credit card companies or even your baby-sitter. Some billers can send you e-bills – electronic billing statements that save you even more time.

Tip: Have a bill or statement from each biller handy.  You will need to know your account number with the payee in addition to the payee address and phone number.

STEP 1: On the “Add A Company or Person” page, choose the format you’d like to use for entering your bill information – either “Quick Add” or one of the other “Custom Add” options. Then click “Continue.”

STEP 2: For “Quick Add,” enter the company or person you want to add, enter the phone number and click “Find.” If the person found is correct, click “Add.” For “Custom Add,” enter the requested information about the company or person and click “Continue” to add.

Adding an Electronic Bill

To activate your electronic billing service, you must provide information that the biller can use to verify your account.

To add an electronic bill:

  1. Under "Manage My Bills," select the "Biller Name" that you want to get the e-Bill from. Select "Add an electronic version of my bill."
  2. Type the information required by the biller.
    Some billers may require information such as the last four digits of your Social Security number to verify your identity. The bill may also require you to enter your account number again. Other billers may require the information you set up to access your account online at the biller's Web site, such as a user ID, account number, or password.
    TIP: If you must enter your account number, be sure to enter it exactly as described on this page.
  3. If your service address appears on this page, verify that it matches the address where the biller provides your service. Click "Change" to make any changes to match your billing records.
  4. If the biller lets you choose whether to receive both electronic and paper bills, or if the biller offers a trial period, select your bill delivery options.
  5. If the biller's Terms & Conditions appear on this page, review the information and select the box to indicate that you have read and agree to them.
  6. Click "Submit."
    We send your request to the biller. A confirmation message appears which provides additional information about your request. If you have other billers that can send electronic bills, you can select one and repeat this procedure.

Look for a message in your BankORION Online Billpay inbox that lets you know when the biller has activated your electronic billing service.

When you start receiving electronic bills, an electronic bill icon appears next to the biller name in the Pay Bills section of the Payment Center. You can also find electronic bill information in the Payment Assistant. You can click the electronic bill icon, or e-bill links in the Payment Assistant to view and pay your bill.

A reminder also appears below the bill that shows the amount due and the due date from your bill. The reminder appears as soon as BankORION Online Billpay receives the bill from your biller.

Scheduling Payments

Use this feature to pay multiple bills at one time. Your account information is already there – just fill in the amounts and payment dates to pay all your bills in minutes.

STEP 1: Click the Payment Center link.

STEP 2: Enter the amount due for each bill as shown on your billing statement or e-bill.

STEP 3: Enter the dates on which your payments are due.

  • If your payment is due on a weekend or holiday, schedule it for the nearest prior business day.
  • It may take up to 4 business days to process your payment, so make sure to schedule payments at least 4 days in advance. For instance, if your  payment is due on Friday, schedule it by the previous Monday.

Scheduling Automatic/Recurring Payments

Use this feature to pay regularly occurring bills for a set amount – your rent, tuition, or loan payments. Select a biller and fill in the amount, first payment date, payment end date and frequency or indicate to pay until further notice. You can also specify a different amount for the final payment (see Scheduling Payments above for important notes on scheduling payment dates).

STEP 1: Click the “Manage My Bills” link. Click on the drop-down list of biller names and choose the biller you want to automatically pay.

STEP 2: Click “Add an automatic payment.”

STEP 3: Enter the first payment date.

STEP 4: Enter either the number of payments, the last payment date, or select “Pay until further notice.”

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Accounts

Accessing updated account information has never been so convenient. You never need to wait for a monthly statement in your mailbox again! Account information is updated daily for your convenience, reflecting ATM withdrawals, direct deposits, checks that you have cleared, online payments - all your daily transactions - just click on the history button in your account information. (History holds for 90 days)

  • The "Accounts" summary screen displays all your online accounts and balances. Use the links in the "Make a Selection" column to view an account's monthly details, statements, transaction history or transfer funds from one account to another. Your BankORION account statement begins with the date of enrollment and will hold statements for 24 months.
Tip: Download your account history into Quicken in a QIF format, Money, or other financial management software. For QIF downloads to Quicken you must use a version of Quicken prior to the 2004 release.  Please follow the instructions under the second "yellow question mark" on the download page within Online Banking.

Tip: To properly log off of your Online banking session, be sure to always click "Logout", located in the Menu area at the top of Online banking pages. As an additional security measure, we recommend you completely exit your web browser application to insure that the account information you viewed is not accessible to unauthorized parties.

QuickBooks Downloads

Now you can download your account information into:

  • Money® 98-99 Active Statement
  • Money® 2000+ Active Statement
  • Comma Separated
  • Fixed Length
  • Quicken® 1998-1999
  • Quicken® 2000-2004
  • Tab Separated

Just go to the History page, set the date range for the information you would like to download and select your format. Click the "Download" button.

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Transfers or Cash Management

Transfers

Transfer money easily by locating the "transfer link" or "multi-transfer link" under the Accounts Menu at the top of your Online Banking page.

Cash Management

Internet Commercial Services save businesses time and their employees time.  A streamline process that offers increased privacy in a secure environment.  Commercial Services allow:

  • Direct deposit of employees' payroll checks
  • Offer business customers the convenience of direct debiting of customers accounts for services.

The "Cash Management" menu displays all the available services that you have enrolled in.  Use the appropriate links on the menu to begin initiating any of the above transactions.

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User Services

Here's where you can change your password, update your address, reorder checks, or request documents from your financial institution. Follow the prompts on your screen to use any of these functions. You can also send secure email messages to your financial institution or find contact information

Tip: It's a good idea to change your password every few months. Pick a password that contains both numbers and letters, is not a word that can be found in the dictionary and is something you will remember. Do not write it down and do not tell anyone.

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Messages

Once you are securely logged into your Online Banking you may send us a secure message by using the "Services" Tab on the menu bar located at the top of the page. Select the Bank Mail option. Click on "new" and fill out the message form and click "mail" to submit. Your mail will be answered by BankORION Customer Service Department during normal business hours.

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Liability for Unauthorized Use

You must notify BankORION immediately if you believe your user ID or password has become known to an unauthorized person or if an unauthorized transaction has occurred involving your account.  Contact us immediately at (877)-526-8011 to keep your possible losses to a minimum.  If you believe that an unauthorized transfer or payment may have occurred, we may require you to sign an affidavit.

If you tell us within two banking days after you learn of a loss or error, you can lose not more than $50.00 if an unauthorized person used your Access ID or password without your permission to process a transaction.

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Security

When it comes to your money, we know that security is the number one issuer. With the our state-of-the-art Online banking solution, to prevent outside interference, it's like having a bank vault available anywhere, anytime.

Download the latest 128-bit encrypted browser for increased security.

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Enrollment

You can sign up online by accessing: Online Banking Enrollment

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Online Banking Login

After your application is approved go to the Online Banking login at www.bankorion.com to access your accounts.

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Who to Contact

If you have questions about transactions or bill payments that you have conducted over the Internet, contact us, or phone our toll-free number 877-526-8011. Remember, you can also send secure electronic messages to your financial institution in the "Services" screen.