Deposit Rates
The interest rates and annual percentage yields stated below are accurate as of 7/6/2008.
Please call (877) 526-8011 to obtain current information.
| $500 Minimum | $10,000 Minimum | $25,000 Minimum | ||||
|---|---|---|---|---|---|---|
| Compounded Monthly | Compounded Monthly | |||||
| Certificates | Rate | APY | Rate | APY | Rate | APY |
| 7-31 days | 1.50 | 1.51 | 1.50 | 1.51 | 1.75 | 1.76 |
| 3 Month | 1.75 | 1.76** | 1.75 | 1.76 | 2.00 | 2.02 |
| 100 Day | ------ | ------ | 1.75 | 1.76** | 2.00 | 2.02** |
| 115 Day | ------ | ------ | 1.75 | 1.76** | 2.00 | 2.02** |
| 6 Month | 2.10 | 2.11*** | 2.10 | 2.12 | 2.35 | 2.38 |
| 11 Month | ------ | ------ | 2.45 | 2.48 | 2.70 | 2.73 |
| 12 Month | 2.45 | 2.47*** | 2.45 | 2.48 | 2.70 | 2.73 |
| 15 Month | ------ | ------ | 2.55 | 2.58 | 2.80 | 2.84 |
| 18 Month | 2.60 | 2.62*** | 2.60 | 2.63 | 2.85 | 2.89 |
| 24 Month | 2.70 | 2.72*** | 2.70 | 2.73 | 2.95 | 2.99 |
| 30 Month | 2.90 | 2.92*** | 2.90 | 2.94 | 3.15 | 3.20 |
| 36 Month | 3.00 | 3.02*** | 3.00 | 3.04 | 3.25 | 3.30 |
| 48 Month | 3.25 | 3.28*** | 3.25 | 3.30 | 3.50 | 3.56 |
| 60 Month | 3.50 | 3.53*** | 3.50 | 3.56 | 3.75 | 3.82 |
* Compounded Monthly |
** Interest Credited at maturity |
***Compounded Semiannually |
||||
| Rate | APY | |
|---|---|---|
| Statement Savings Account (Compounded Quarterly) | ||
| 0 -$2,499 | .50 | .50 |
| $2,500 - $24,999 | .75 | .75 |
| $25,000 or More | 1.00 | 1.00 |
| Christmas Club $1 Minimum to open. (Simple Interest) | 2.00 | 2.00 |
| Rewards Checking $100 Minimum to open. (Compounded Monthly ) | ||
| If the statement requirements* are met on daily balance from $.0.01 through $25,000 | 4.65 | 4.75 |
| If the statement requirements* are met on daily balance above $25,000 | 1.01 | 1.01 |
| Amount paid if the statement requirements* are not met. | .20 | .20 |
| *Requirements to earn e-rates, perform the following each cycle: make 10 check card purchases, Receive Electronic Statement and Access Online Banking. ATM Refunds up to $25.00 per statement cycle when requirements are met. ATM transaction fees will be refunded and credited to the account on the first business day of the next statement cycle. Free Bill Pay. | . | |
| Regular NOW $1,000 Minimum to open. (Compounded Monthly) | .40 | .40 |
| Super NOW $2,500 Minimum to open. (Compounded Monthly) | ||
| 0 -$2,499 | .25 | .25 |
| $2,500 - $24,999 | .50 | .50 |
| $25,000 - $499,999 | 1.00 | 1.00 |
| $500,000 or more | 1.50 | 1.51 |
| Money Market $2,500 Minimum to open. (Compounded Monthly) | ||
| 0 -$2,499 | .75 | .75 |
| $2,500 - $24,999 | 1.00 | 1.00 |
| $25,000 - $49,999 | 1.50 | 1.51 |
| $50,000 - $99,999 | 1.75 | 1.76 |
| $100,000 - $499,999 | 1.75 | 1.76 |
| $500,000 or More | 1.75 | 1.76 |
| Retirement Accounts (Compounded Semiannually) | ||
| 24 Month | 2.95 | 2.97 |
| 30 Month | 3.15 | 3.17 |
| 36 Month | 3.25 | 3.28 |
| 48 Month | 3.50 | 3.53 |
| 60 Month | 3.75 | 3.79 |
| Rates may change after the account is opened. Fees may reduce earnings. APY is Annual Percentage Yield. Member FDIC | ||
